How to add a card to Google Pay: is it possible to link a second bank card

Despite the fact that Android users have the opportunity to download hacked versions of paid applications on pirated sites, adequate people still prefer to buy software on Google Play. In the end, you won’t be able to steal a subscription even if you want to, and many people can’t imagine their life without them. Therefore, whether you like it or not, you need to link the card to Google Play, even if you only intend to use it once a month, or even less often. Another thing is that many people have no idea how to do this. So, we'll figure it out.

Payment for purchases on Google Play is made by credit card or PayPal

Google has removed the side menu in Google Play. Where can I cancel my subscriptions now?

First of all, let me clarify that you can link any card to Google Play. It could be a MasterCard, Visa, American Express or Mir card, a Maestro virtual card, or PayPal. Therefore, it doesn’t matter at all what services of a bank and what payment system you use, you can link absolutely any card, with the exception of some very specific cards from China. Google Play may have problems with them.

The essence of Google Pay

Google Pay has been operational since 2022. Before this, the development was called Android Pay. Users of phones from different manufacturers can install the application, but only with Android 4.4 OS and built-in NFC function.

The payment system cooperates with many banks and supports various cards. To pay for purchases, you need to unlock the screen and place the gadget near the reader. The latter must support PayPass; if not, the transaction will not go through.

Other developer requirements:

official firmware;
lack of root;
locked bootloader;
Google certification

If any conditions are not met, an error will appear during installation.

After successful installation, you need to add cards to the system. Here it is important to link a banking “tool” supported by Google Pay and enter all the information correctly.

Why link a card to your Play Market account?

The service is intended not only for smartphones, but also for tablets. The platform was created specifically for the Android operating system. Applications for gadgets are downloaded from this service. Third-party programs do not work fully, conflict with the Android OS and may contain viruses. It is strongly not recommended to download these, so owners of tablets and smartphones use Google Play Market. Here you can find absolutely any program:

calendars;
fitness apps;
video and photo editors;
interactive games;
planners.

The list is not limited to this. There are many applications, but they are all divided into paid and free. The latter are simply installed by clicking the appropriate button, and the former become available for download only after payment of the required amount by bank card. Most of the games here are classified as shareware, because in order to quickly and successfully complete levels, they offer the purchase of game currency.

Debit and credit cards are accepted for payment. The status of the security code is of great importance. If you plan to make purchases regularly, it is most convenient to link the plastic card to your personal account. It should be at least a Classic. This allows you to make payments as quickly as possible and not have to enter your payment information every time. Instant payment cards without confirmation of payment and specifying a security code and other verification data are suitable.

What cards does Google Pay work with?

The service is supported by banks from different countries. Each financial organization determines its own categories of cards available for contactless payment. Payment “instruments” – Visa and Mastercard – work smoothly. It is possible to link virtual cards, corporate, transport, bonus, and promotional cards. Some banks allow you to link Maestro cards.

On the Google Pay website (https://pay.google.com/intl/ru_ru/about/banks/) you can see a list of all cards that cooperate with the system.

Possibility of adding a Troika card

Now you can link your Troika transport card to Google’s contactless payment service. This will make it possible to quickly pay for travel on the metro and other public transport.

Google pay and loyalty cards

A plastic card is added in the same way as a regular bank payment “instrument”.

Is the Mir card compatible with the system?

By the end of 2022, they promise that MIR cards will become available for connection to Google Pay. And in 2022, all banks will fully work with the system for this category of cards.

The Mir Pay system can be a good alternative. You can download MIR cards from several banks there:

Promsvyazbank;
ICD;
Center-Invest;
Russia;
UBriB;
RNKB et al.

Troubleshooting: Why the card isn't being added or removed

In some situations, people encounter certain problems and glitches with Google Pay. Often such problems are associated with the inability to add a new credit card or the difficulty of removing a previously attached card.

It is impossible to link a card from a bank that is not included in the list of official partners of the service to Google Pay. Also, the program does not support working with Russian MIR maps.

If Google Pay cannot remove the card, then it is recommended to simply restart it or, as a last resort, reinstall the application. Often such measures help solve the problem.

Adding cards

Before linking, download and install the Google Pay application. It's easy to find it in Google Market.

Before entering data, make sure that the card is active. Work carefully and according to the instructions.

How to link a bank card

If the application is installed, then proceed step by step:

Sign in to Google Pay. The system will require you to enter your account login and password - do this.
Next, find and select “+” or “add card”.
Scan the card or enter the card number and CVC manually.
Please provide other information (phone number). It is needed for verification SMS.
Accept the terms of the user agreement and the issuing bank.
After confirmation (entering the SMS code in a special column), click on save.

If all the data is entered correctly, a message will appear on the screen that the payment “measure” has been successfully added. Also as proof, you will see an image of the card in the application.

To add multiple cards, follow the same pattern.

For Google Pay to work properly, you must have a screen lock installed. For this:

Go to the gadget settings.
Find the “screen lock” section.
Select the option you like (pattern, pin code, fingerprint).

In the future, you will always have to unlock it before paying.

Adding a virtual card

If you have virtual accounts, then they can also be linked to the contactless payment service. To add, follow the same instructions, only here the scanning option will not work. You will have to enter everything yourself.

Why doesn't Google Pay work on Xiaomi?

Adding a device to your account

If we use Gmail, then this address can be indicated as a Google account. Let us add that we have the right to link several such accounts to one device, although for security reasons it is recommended to use only one.

Go to the Settings of your smartphone.
Now go to the “Accounts” section and click on the button with the plus sign (“Add account”).
If we already have Gmail, select “Existing”, and if not, select “New”.
Now follow the prompts on the screen.
In order for us to make purchases through the Google Play Market, we will also need Google Wallet. To create it, you need to log into your account by going to wallet.google.com.
We register your personal data and payment information. We confirm our actions by clicking the “Apply” button.

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To protect yourself from unwanted (as well as accidental) purchases, it is recommended to set a password requirement (it is the same as the Google Play and Gmail password). Go to the Google Play Market application from the device and select Settings by clicking on the menu icon. Now we indicate “Authentication upon purchase” and select the option that we like - for example, “For all purchases”. Enter the password.

Payment nuances

If there are several cards in the application, then you need to know that in automatic mode payment comes from one, the one that is by default. If funds need to be debited from another card, you will have to resort to additional steps.

You need to set another payment “instrument” as default or pay with a non-main one.

Changing the default payment instrument

To choose another card and pay with it in the future, you need to:

Sign in to Google Pay.
Tap the card you plan to set as default.
Click on the inscription “make primary”.
Save changes.

Payment with a non-main card

If you just need to pay for an item one-time with another card, then do the following:

Unlock.
Log in to the contactless payment service.
Find the banking “product” you need.
Pay them.

How to add a card in your Play Market account?

To link plastic to your account, you need to take a few simple steps:

open the Play Market application;
go to the “Account” item, and then “Add a new payment method”;
follow the steps described in the instructions.

These simple steps allow you to easily and quickly make payments through the card that was attached. Some people specifically use separate plastic only for Google Play, which is very convenient and practical.

If the plastic has been stolen, lost, or is not intended to be used in the future, it is best to remove it. This should be done especially when there is a possibility that attackers will gain access to it.

Unlinking the card

If the card is no longer active, then it makes sense to remove it from the application.

Need to:

Login to the application.
Visit the “payment” section.
Click on the unnecessary card.
Enter the menu located in the corner of the screen on the right.
Click on delete.

If the removed card was the default, then another one will automatically become the main one. If there is none, you need to add a second card.

Keep in mind! If you do not use the application for three months, then all payment “means” will be deleted automatically.

How to change the payment method in Google Play?

If you need to change your payment method, follow a few simple steps:

Open Play Market.
Click "Account" and select "Payment Methods" and then "Other Payment Settings."
Enter your personal account information if the system prompts you for a password.
Click on “Change”.
Save your changes.

There is nothing difficult about deleting or changing the payment method. If you follow the instructions given, there will be no problems with this action.

Causes of problems

If the transaction does not work out, then you should find the reason. This may include:

The reading device is broken. If the image does not appear on its screen or a beeping sound is constantly heard, report this to a store employee.
Deactivation of a payment instrument. Payment will not go through if the card is blocked by the bank or has expired. It is also important that the required amount is on the balance.
Application settings failure. Resetting the settings and reinstalling them or simply rebooting the phone will help here.
Lack of internet for a long time. The application can work offline, but only for a while. Synchronization is required periodically. If you don’t connect to the network, you won’t be able to use contactless payments.
Selecting a terminal that does not support PayPass. Always check with your retailer to see if the reader supports contactless payment. It would also be useful to clarify whether the retail outlet cooperates with Google Pay. If the answer is no, then you will not use the application at all.
Linking the payment “instrument” of the wrong bank. First, make sure that your banking organization cooperates with Google Pay. If yes, then check whether the specific card is suitable. If not supported, then look at another card.
Disabling the NFC chip. Here, just go into the settings and check if near-contact communication is disabled.
On an unlocked device. If you forget to do this, the transaction will not happen either. It's a matter of mindfulness.

What cards and banks does Google Pay support?

If the card is not added during binding, then you should make sure that the date and time are set correctly, the data entered is correct and all required parameters are met.

Technical support on the official website https://support.google.com can help you register your card.

Types of payments

Google Ads has three main payment options: automatic payments, prepaid payments, and line of credit.

Automatic payments

If you choose automatic payments, you won't have to make payments manually each time. Google Ads will automatically charge your payment method after your ad appears.

Automatic payment is not available for accounts in China and Russia. If this option doesn't appear in your account, select Prepay. The advantage of this method is that if you suddenly forgot or did not have time to top up your balance, the advertising will not stop.

With automatic payments, funds are debited at a certain date each month or when you reach a spending amount called your payment threshold, whichever comes first.

Prepaid payments

Prepaid payments must be made independently. You deposit funds before the ad starts running. Next, the costs are deducted from the amount in your Google Ads account. When your account runs out of funds, your ads will automatically stop running.

Prepaid payments are not available for new accounts and in some countries. Countries where this payment option is not available can be found here. If this option is not available when you register, select automatic payments.

Credit line

Google Credit Line issues a bill once a month.

The types of payment settings depend on your country of residence and currency. Also, some options may not be available while your ad account is being reviewed to ensure it meets all requirements and conditions.

This option is not available to everyone, but only to certain advertisers who meet the requirements.

Criteria for obtaining a credit line:

your organization has existed for more than a year;
The organization has an active Google Ads account in good standing that was created at least one year ago;
expenses for any 3 of the last 12 months were at least $5,000 per month. This amount may vary depending on the country.

Safety

Adding cards and storing information in the application is absolutely safe, according to Google Pay developers. Several points confirm this:

Create a virtual account after downloading the payment instrument. No seller receives real information upon payment.
When making a payment, you do not have to take the card out of your wallet and enter your PIN code.
The application only works when the screen is locked. Payment will take place only after unlocking.
If a smartphone is stolen, it is possible to track its location and delete all card data.

What is the MIR payment system?

MIR is a Russian national payment system that was created in 2014 in response to foreign sanctions that led to the blocking of card transactions from Russian banks. Its peculiarity lies in the limited area of work. MIR operates only in the Russian Federation and a number of CIS countries. In addition to MIR debit and virtual cards, credit cards are available.

Find out how to find out your MIR card by its number and details from our material.

Advantages of the national payment system:

A profitable bonus program with cashback in real money and discounts from partners of up to 50%.
High-quality services for banking operations in Russia, including Crimea, and some CIS countries.
High level of transaction security and independence from external factors.
Providing high-quality non-financial services, such as parental control, access to government services, contactless payment for travel on public transport, etc.

Flaws:

Impossibility of using cards of the Russian payment system abroad. This disadvantage is compensated by the release of co-branded payment instruments, which are serviced in almost 200 countries around the world.
The occurrence of software malfunctions. As practice shows, these problems are eliminated as quickly as possible.

In which foreign countries the MIR card is accepted for payment and whether it is possible to pay in Turkey - find out in the review at the link.