How to unlink a bank card from an iPhone: instructions

To fully use Apple gadgets, each owner creates an Apple ID. During the registration process, the system requests payment information so that you can make purchases in the App Store in the future. But sometimes there is a need to change data. If this happens for the first time, the user wonders how to unlink the card from the iPhone.

The need to change or delete information arises, for example, due to the fact that the linked bank card expires, it is lost or blocked.

Why delete a bank card

From time to time, a person changes bank payment instruments, since the validity of such a device is far from eternal. As a rule, it is limited to three years, and the expired validity period becomes the main reason why the smartphone owner unlinks the payment details.

But this is not the only reason forcing the user to get rid of his bank card. You can imagine a situation where a person gives an iPhone to a child for a while. Of course, no one wants a boy or girl to accidentally complete a purchase. You can protect yourself by unlinking the card. Next, we’ll look at the main methods that allow you to easily remove bank details from your iPhone.

Description

The Beeline automatic balance replenishment service is available only to individuals who have been Beeline users for at least 60 days, and eliminates the need to constantly monitor the status of a personal account. If the subscriber has set an acceptable threshold for reducing the balance level at 30 rubles. and indicated the replenishment amount of 150 rubles, which means that every time the specified minimum remains in the account, the necessary funds are promptly received from the bank card linked to the number. When the service is triggered, the user receives a corresponding SMS.

The Beeline number auto-replenishment service does not have a subscription fee or other commission fees.

How to unlink a card from Apple ID through settings

The most popular unbinding method is using settings. It will be useful if the details are assigned to your Apple ID. Since the card is always linked to the user’s personal profile, this option is suitable under any circumstances.

Apple ID is an authentication system for users of Apple devices, which is used when interacting with all of the company's products.

To unlink your payment details you will need:

1. Open phone settings.
2. Go to the “iTunes Store and App Store” section.
3. Click on the name of your account linked to your Apple ID.
4. Select "View Apple ID".

5. Click on “Manage payment methods”.
6. Select one of the linked cards.
7. Click the “Delete” button and then confirm the operation.

After completing this procedure, your card will be unlinked from your phone. You will no longer be able to pay for purchases using it. But you can add your payment details again at any time.

List of possible reasons for change

It is not always possible to transfer money the first time. Most often, an invalid payment can occur for the following reasons:

1. Cannot select mobile phone number. This may be due to the fact that the telecom operator does not support this payment option. In this case, it is recommended to use Beeline, MTS or Megafon. Other operators do not process payments. This phone number can be disabled from methods of debiting funds.
2. Payment may not go through through any bank card. If the user has an American account, then the payment card must be issued in the USA.

An invalid payment occurs in situations where it was made from a bank card and the financial institution rejected the transaction. In this case, you should update your order information and try to make the payment again.

The methods for replacing payment details are simple, and any user can handle them.

In fact, decoupling is more difficult than it might seem. User reviews indicate that sometimes the “No” item is missing from the payment information. Accordingly, it will be possible to unlink the card only by replacing it with a new one. Why is this happening?

Among the most common reasons for this phenomenon are:

1. Having debt on a bank card. The “No” item appears after the debt has been paid off.
2. Adding a subscriber to a family access group. Only the organizer can edit payment information. Therefore, all the described actions must be performed on the “main” device.
3. A person enters the App Store for the first time. The first time you need to enter your payment information. Logging in again will solve the problem with the disappearance of the “No” button in the corresponding menu section.
4. The subscriber has the automatic subscription renewal feature enabled. You won’t have to think about how to unlink your card from the App Store after you disable your subscription.
5. The person has changed their country of residence or region. In this case, you need to enter your payment information and then re-enter the App Store.

If all of the above situations have been resolved, but you cannot unlink the bank account, it is recommended to take the device to a service center or contact Apple technical support for help.

Time changes, people change, life situations lead to the most drastic and unexpected changes. This is also reflected in the electronic world. There are more people who can influence this, but not everyone knows how to do it correctly. Owners of the Apple ID gadget turn to the official resource for instructions on changing the data entered during registration.

How to unlink a card from Apple ID via iTunes

Another option that allows you to disable payment details from your account in the Apple ecosystem. In this case, you need to use the proprietary iTunes application, which is downloaded to your computer. Thus, to perform the operation you will need to connect your iPhone to your PC.

iTunes is a multifunctional program most often used to exchange files between a computer and iPhones. But iTunes only works on MacOS, Windows 7 and newer OS versions.

If the program has already been installed on your PC, and you have passed authorization, to unlink you will need:

1. Launch iTunes.
2. Hover your mouse over the “Account” section.
3. Select "View".

4. In the window that opens, click on “Manage payment methods”.

5. Next to your card details, click on “Change”.
6. Click the “Delete” button.

This way you can unlink your bank card from your account. Now you can safely give the phone to a small child for use, and it is also possible to add a new payment information.

How to remove a payment method on iPhone from Apple Pay

In recent years, so-called contactless payment for purchases has been rapidly gaining popularity. Having a smartphone in your hands, you can pay with it for purchasing goods or services at the checkout. There is no need to take out the bank element, since it is already included in the settings of the mobile device.

iPhone owners use the Apple Pay app to make contactless payments for purchases. It is where all information about payment details is stored. In this case, you can unlink the card from the program in several ways:

• Via Apple ID.
• Via Safari.
• Via iTunes.
• Remove card from Wallet.

Next, we’ll look at all the possible options to make it clear which method is most convenient for you.

Via Apple ID

We discussed unlinking a bank card via Apple ID earlier. If you use Apple Pay through the same account, then deleting the details from the Apple ID will lead to the fact that the payment tool cannot be used through a special application. Thus, to unlink the card, you need to scroll up, where the section for deleting a payment instrument is located.

Via iTunes

We already talked about the iTunes program today. Let's return to it again now to unlink the card from Apple Pay:

1. Open the application on your computer.
2. We authenticate through our Apple ID.
3. Left-click on the “Account” section and select “View”.

4. Click on “Manage payment methods”.
5. Click on the desired card and select the “Delete” option.

That's it, now the card will be erased and you won't have to worry about deleting it.

Via Safari

Sometimes iPhone owners pay for goods and services using the built-in Safari browser. It uses form auto-filling technology, thanks to which it remembers, among other things, bank card information. If you don't want anyone to access it, follow these steps:

1. Open iPhone settings.
2. Select the Safari browser option.

1. Click on "Autofill".
2. Next, click on “Saved Credit Cards”.
3. Select the desired card and click “Change”.
4. Confirm the action by clicking the “Delete” button.

This can be done not only with the main bank card, but also with other payment details. But in the process, do not accidentally delete the really necessary cards that you plan to use in the future.

How to remove a card from Wallet on iPhone

Information about bank cards is stored in different menu items on your iPhone. Thus, you can also clear data through Wallet. To do this you will need:

1. Launch iPhone settings.
2. Select "Wallet and Apple Pay".
3. Click on your card.
4. Go to the “Information” tab.
5. Click on “Delete card”.

In addition to the card, you will be able to delete saved coupons and coupons in the same way. The only difference in the algorithm will be that instead of the “Information” item, “Edit” is selected.

Help if your device is lost or stolen

Today, stealing an iPhone is almost pointless. It's hard to bypass the fingerprint scanner. But, if your smartphone is lost or stolen, it is better to play it safe and delete your data. To do this you need:

1. Access icloud.com from another phone or computer.
2. Sign in using Apple ID.
3. Next is the “Find iPhone” tab.
4. Click on the lost device.
5. Open the “Apple Pay” section.
6. “Delete” (this will block access to the account) or “Delete everything” (the data on the device will be completely erased).

How to use Wallet on iPhone: application

The same can be done through the Find My Phone application. The algorithm of actions is the same. Both methods work regardless of whether the lost smartphone is connected to the network, whether it is turned on or off.

Can deleted cards be saved in the profile?

After unlinking a bank card, many people continue to worry that information about their payment details remains somewhere. But there is no need to worry. If you clicked the “Delete” button at the appropriate stage, the card will no longer appear anywhere. To be sure, you can double-check all sections of the phone where payment for purchases is used:

• Safari Browser.
• Wallet.
• App Store.
• Apple Pay.
• iTunes.

Review the information about the saved cards again to ensure once and for all that the payment details were successfully deleted. However, if you once decided to unlink the card only for the subsequent resale of the iPhone, it is better to use another method:

1. Open phone settings.
2. Go to the “Basic” section.
3. Click on “Reset”.
4. Select "Reset settings".

This way, all information, including bank cards, will be deleted from the mobile device. The new owner will not be able to find out information about your payment details. You can feel completely safe.

Additional Information

• Use Apple Pay on iPhone, iPad, Apple Watch, or Mac
• Learn more about Apple Pay
• Actions you can take if you can't add a card to the Wallet app
• Getting an Apple Card 4
• Send money in Messages using Apple Pay

1. Make sure you're signed in to iCloud on all your devices. You must set up Face ID, Touch ID, or a passcode on your iOS device. You must set a passcode on your Apple Watch. If you sign out of iCloud or remove your password, all credit, debit, prepaid, transit, and student ID cards are removed from your device.
2. If you're under 13, Apple Pay won't be available and you won't be able to add your card to the Wallet app. Age varies by country or region.
3. In mainland China, you can use Apple Pay to pay on websites in Safari only on compatible iPhone and iPad models running iOS 11.2 or later. In the Netherlands, you can only use Apple Pay to pay on websites on compatible iPhone or iPad models.
4. The issuer of Apple Cards is the Salt Lake City branch of Goldman Sachs (USA). Apple Cards are only available in the US.
5. Transactions to send and receive money using Apple Pay and the Apple Cash card are provided by Green Dot Bank, a member of the FDIC (Federal Deposit Insurance Corporation). Apple Cash is only available in the US. If you're under 18, your family organizer can set up Apple Cash for you using Apple Cash for Family. You'll then be able to send and receive funds through Apple Pay. See this page for terms and conditions.
6. In Italy, Maestro cards cannot be added to your iPad or Mac. In Australia, EFTPOS cards cannot be added to an iPad or Mac with Touch ID. In the Netherlands, Maestro cards can be added to all compatible devices except Mac computers.
7. In Japan, you can also add Suica or PASMO cards to Apple Pay. In mainland China, you can add transit cards to Apple Pay. Find out which iPhone and Apple Watch models are suitable for using Suica or PASMO cards in Japan and paying for public transport in mainland China.

Information contained in non-Apple products or on independent websites not under the control or testing of Apple is not intended to constitute a recommendation or endorsement. Apple is not responsible for the selection, functionality, or use of third party websites or products.

Source

Problems and solutions

Unlinking a card from an iPhone does not look like a complicated procedure. Moreover, there are several ways to perform the operation. However, one should not exclude the possibility of any problems arising at one of the removal stages. We invite you to familiarize yourself with the most common errors and methods for eliminating them.

Hermann

Expert in the field of digital technologies and the activities of mobile operators. I am engaged in constant monitoring of industry changes in Russia and abroad.

Ask a Question

Problems and solutions

Settings doesn't show my Apple ID

It is likely that you simply did not go through authorization and initial setup on this device. In this case, the account name is not displayed on the iPhone, and you do not have the opportunity to delete or link a new card to your Apple ID.

When I try to unlink the card, there is no “Delete” option

This kind of problem is not uncommon. The main reason for this is debt in one of Apple’s services. As soon as you pay off the debt, the “Delete” button will appear again.

The card is not deleted even if there is no debt

Debt also means a subscription to a particular service with an auto-renewal option. First, disable it, and only then remove the bank card from the iPhone.

The card does not appear in the list of available ones

You may have already unlinked your bank card or it was automatically disabled due to its expiration date. On iPhone, a similar situation occurs quite often, so it cannot be ruled out under any circumstances. Anything could happen.

4.2/5 — (18 votes)

Author

Hermann

Expert in the field of digital technologies and the activities of mobile operators. I am engaged in constant monitoring of industry changes in Russia and abroad.

How to cancel an app store purchase

As planned, I purchased the Evertale game for $0.99. I didn’t choose the application for a long time, but pointed to the first one I came across. Confirmed the purchase. After 2 days, the money was withdrawn from the bank account. And then let’s imagine that I was not satisfied with this purchase (for some reason) and I want to cancel it with a refund.

You can use the method that I described above, or you can try the one described below.

STEP 1 - For this we need a computer with iTunes installed.

STEP 2 - Go to the menu item Account - View...

STEP 3 - Go to Purchase History.

STEP 4 - Find the purchased application and click “More”, and then a little lower on “Report a problem”.

STEP 5 - You will be redirected to the Apple website where you can indicate the reason for the request (from the list), namely “I want to request a refund,” and in English you must indicate the reason.

I wrote the following “Unable to download inapp content. Thus the app would not let to use it.” You can write your reason, but be sure to write it in English.

STEP 6 - Click Send and that’s all. All you have to do is wait until your application is processed and the money is returned to your account. Mine came back within 2 days.