SIM card with NFC, mobile ticket connection from Russian operators

The largest operators in Russia offer their subscribers to take advantage of the latest Hi-tech development - a SIM card with NFC. Modern technology makes it possible to make contactless payments with one touch. The user only needs to bring the smartphone with the installed chip to the terminal or a special reading device. Payment occurs in a matter of seconds. Fast, reliable and safe. You no longer need to carry cash, bank cards, wait for change or stand in lines. All you need is a smartphone that supports this interface, and if the device does not support the technology, then a SIM card with an NFC module will help out. Where to buy Sim, how the process of contactless payment using it works, read the article.

Background

NFC (Near Field Communication) is a high-frequency wireless communication that allows devices to exchange information over short distances.
Let's look at some historical information about NSF:

1. It all started in 1983, when electrician Charles Welton received a patent for an RFID emitter. Along with it, the acronym RFID (radio frequency identification) was born.
2. Then in 2004 the NSF Forum was organized. Nokia, Sony Corporation and Philips began to promote wireless technologies. It began to be used in computers, household appliances, and telephones.
3. In 2006, NFC modules appeared, and the first Nokia phone with a chip was released.
4. In 2009, it became possible to transfer data between devices (contacts, links, etc.).
5. In 2011, Google also took part in the NSF forum. It also shows Google Wallet and a smartphone program that has successfully replaced bank cards.

Link! It was the NFC forum that stimulated the development of contactless communications.

Next Apple Pay, Android Pay, Samsung Pay, various devices with microchips (stickers, SIM cards, key fobs, rings, watches, etc.)

Possibilities

Using this protocol, you can easily perform the following operations:

• Payment is made for the purchase in the appropriate store, and you can immediately create single invoices and details.
• This is an excellent chance to top up your own mobile phone.
• Without problems, you can carry out further monetary transactions and numerous transfers of resources.
• You will be able to purchase tickets for public events and concerts in advance.

Don't deprive yourself of the chance to manage your own money. Using this technology is profitable and practical; you should not deny yourself the advantage of making payments through the service using a bank card.

If you have any questions about using the product, you can contact the operator by calling Beeline 88 00 70 00 611.

What it is?

Most users know that they can transfer money for goods or services purchased using a contactless bank card by connecting the plastic product to a payment terminal. But not everyone knows that modern technology has also extended to cell phones.

Megafon SIM card with NFC is a product equipped with a special chip with a code. With its help, money is transferred from a telephone account using a contactless method, the wave frequency of which does not exceed ten centimeters.

To make a payment, bring your mobile device to the scanner of the bank terminal.

The NSF module is capable of performing the functions of a key that provides access to certain objects and transferring information from one mobile phone to another.

What is an NFC SIM card and how to use it?

You no longer need to carry a credit card with you when you have your smartphone at hand.

It is with this slogan that more and more people are switching to one-touch contactless payments thanks to NFC technology. But few people know that there are SIM cards with a contactless payment chip. A microcircuit is implanted inside them, integrated with a special code that activates the balance when the device is brought to the terminal, which guarantees cashless payments.

It is important to clarify that the SIM card does not have an NFC antenna. What does it mean? Once you purchase a SIM card, it cannot work on its own, but needs to be integrated with the NFC chip on your smartphone. It is he who guarantees the transfer of information between the SIM card and the terminal with subsequent payment. Even if the device does not have an NFC antenna, you can purchase one, but they are supported by a limited number of mobile gadgets.

Which operators produce SIM cards with an NFS chip?

SIM cards with NFS are available from different mobile operators (Tele 2, Megafon, MTS, Beeline, etc.). The introduction of such technology helps companies raise their ratings and win more customers.

Tele 2

NFC Sim card Tele2 makes it possible to pay not only for purchases, but also for public transport. To do this, you will have to install the Mobile Ticket application on your phone. Money will be deducted from your mobile phone account.

SIM cards with NFC Tele2 work on all terminals with PayPass that accept Master Card payment instruments.

Beeline

A SIM card with NFC from Beeline must also be connected to the Mobile Ticket. Detailed instructions regarding setup can be obtained by calling 3210. All conditions are discussed during SIM card activation.

Megaphone

This operator also offers to install a SIM with NFC in your phone. At the salon, consultants will tell you which gadget will be compatible with the card.

Keep in mind! If your smartphone does not have an NFC chip, you can replace it with an NFC antenna. It is easy to purchase it at any service center. Before purchasing, check whether it fits your device.

MTS

MTS Sim card with NFC allows users to pay for transport services and goods in one click using their phone. During the transaction, funds are withdrawn from the phone account, but the seller does not receive information about the buyer.

How to enable NFC on iPhone: which iPhones have it

Iota

The Yota operator does not lag behind its competitors and is also actively distributing cards with NFS. Customers can choose a SIM card to suit their taste, as they come in 3 formats:

• nano;
• micro;
• ordinary.

Contactless technology will work after activating the NFC function in the smartphone.

How does a SIM card with NFC work?

The principle of operation of the NFC module comes down to conventional wireless communication between two devices - the phone and the payment point. The user just needs to set up the NFC module by linking a pack of bank cards, and you will be able to pay for trips and purchases in the store without having a wallet: data security is guaranteed by the module’s short range of less than 10 centimeters. In addition, the module also allows you to communicate with other devices, for example, opening and closing electronic locks in your car or apartment. In addition, the integrated module replaces Bloothus technology: when devices are located close to each other, data can be exchanged.

For the first time, NFC modules began to be installed in mobile devices - with the refinement of the manufacturing technology of the module itself, it became possible to use it in SIM cards. The principle of operation of such a SIM card comes down to the only possibility - to provide the possibility of contactless payment after connecting bank cards. But you can get all the functionality of the NFC module only with a module built into the device, so when purchasing a SIM card, it is recommended to have an appropriate mobile device for the full functioning of the SIM card.

You can pay with a mobile device with a SIM card with configured NFC modules;

• Traveling by public transport.

• Goods at any retail outlet where there is a correspondent bank terminal with the possibility of contactless payment.

• Possibility of replenishing the balance of another number.

Capabilities of the NFS module on a SIM card

The presence of an NFC microchip in the SIM card allows you to refuse cash and bank cards. With connected contactless payment, it becomes possible to pay for:

• goods in retail outlets and cafes;
• passage (underground, above ground).

Attention! If the terminal is working properly and has a PayPass icon on it, but payments are not made with your smartphone, you should make sure that NFS is enabled on your phone.

Where is it used?

Megaphone NFC antenna is used:

• when paying by phone instead of a credit card;
• to replenish your personal account;
• when making money transfers.

The undeniable advantage of using such a SIM card with NFC is that when you change your mobile phone, the card can be rearranged without additional settings.

The main purpose of the NSF form is contactless money transfer. In addition, you can transfer files from one device to another, settings or contacts, control access to various objects or services if you use an NSF form instead of a security key.

NFC payments - algorithm of work using the example of MTS

You can gain access to mobile payments after a series of manipulations. Let's look at an example of setting up a service on MTS.

The owner of a SIM card with NFS must register on the official MTS resource - https://payment.mts.ru/. To do this, just authenticate through your phone number and confirm the action using an SMS password. To connect to the payment system, just enter the received PIN code in the appropriate field.

To make a payment you need:

1. Take out your smartphone.
2. Place it near the terminal.
3. Wait.

Advantages and disadvantages

The advantages of a SIM card with an NFC module include the following:

• Low power consumption of the NFC module installed in the SIM card.

• The SIM card is easy to use and data secure.

• A more affordable price for the consumer compared to prices for mobile devices with a built-in NFC module.

• The ability to pay for goods and services without the need to have bank cards on hand.

But the disadvantages of such SIM cards are a little more complicated:

• Full operation of the NFC module is only possible if it is also integrated into the mobile device: depending on the specific operator and device, the installation of additional applications may be required for the functionality and functionality of the module.

• In some situations, you may need to change your number or buy a new phone with two SIM card slots - both can be inconvenient.

• If you cannot set up a SIM card with an NFC module yourself, you will need to contact customer technical support by phone or drive to the nearest office yourself.

In other cases, buying a SIM card with a built-in NFC module is justified: although the functionality is limited, the main function remains the same. The user can also pay for purchases and tickets on public transport, where there is a bank terminal that accepts contactless payments - you just need to correctly link the credit card to the phone number.

How to connect?

By contacting the cellular company, you receive a free MTS SIM card with NFC support. The consumer is required to have a document proving his identity and residential address. If the operator does not have the card you need, you will be directed to a branch where it is definitely available, after calling and booking your order in advance.

If you do not want to waste your time, just call the operator at contact number 0890 and check the availability of the equipment you need at the MTS office.

New users of a cellular company's services have to choose a tariff plan for themselves and pay the cost of connecting it.

How to install and prepare for use:

1. Read the instructions carefully.
2. Installation should be easy; if difficulties arise, it is better to contact a specialist.
3. Unpack the equipment.
4. If damage is found, do not attempt to install if possible, and then contact your dealer or service center.
5. Next, you need to remove the protective film from the self-adhesive base.
6. Attach the NFC antenna to the surface of the SIM card.
7. Then insert the SIM card into the slot.
8. Then place the phone battery in place so that the second square antenna piece remains on it.
9. Place the square on top of the battery.
10. Put the cover back in place (it’s probably worth remembering that the phone cover needs to be removed for manipulation; this number is not suitable for monolithic devices).

In general, the phone is ready to be used for contactless payments.

At one time, this technology helped many users, helping to popularize the contactless payment method. The fact that this method is not as relevant as it once was does not mean that it is not used. Many people are conservative and, if they are used to something, are not ready to give it up even for the sake of technology.

Activating and deactivating NFC

Before purchasing or proceeding to configure a SIM card from NFC modules, the user must check the presence of the module in the mobile device: if it is there, the point of the purchase is lost due to the limited functionality. The algorithm of actions is as follows (in a modified form, valid for both IO and Android);

• Go to the settings menu.

• Go to the "Connected devices / Mobile (or wireless networks" section).

• If the NFC module is present, there will be a corresponding item in the pop-up windows, otherwise the module is completely absent on the mobile device.

But to activate the NFC module of the SIM card, the user will need to perform the following algorithm of actions;

• Install a new SIM card in your mobile device.

• Go to the Mobile/Wireless Networks section through Settings, then go to the More section.

• Turn on the “data exchange” function - the function is activated in a few seconds.

• Download and install Mobile Ticket and banking applications: by linking a bank card to your phone number, you can pay for both trips and in-store purchases using your mobile device.

But by “Deactivating” a SIM card with an NFC module, two options should be understood;

• Deactivate the SIM card itself by contacting your mobile operator.

• Disabling the enabled NFC function, which requires accessing the settings via “mobile/wireless networks”, and in the “Other” section, you simply need to disable the function – in the future and, if necessary, you can re-enable it.

Application for payment

Users of modern technology are asking a pressing question: how is a contactless transaction carried out, and what is allowed to be paid for?

Today, in populated areas there are about five thousand payment terminals equipped with a reading scanner. With their help, financial transactions can be carried out without any problems using a mobile phone equipped with a Tele 2 SIM card with an NFC module.

Transfer money from an account to another account, pay for goods purchased in stores, services in restaurants and cafeterias, buy a plane or train ticket, pay for a parking space - all this is possible with the presence of the corresponding module in your mobile phone.

Let us note an interesting fact: a smartphone with an NFS antenna and a mobile device with an NFS SIM card perform their functions fully.

Refill

To do this, the user is provided with several ways:

1. visiting an official mobile phone store;
2. through a bank counter;
3. at an ATM;
4. online transfer in your personal account;
5. regular transfer to a mobile device account.

To make contactless payments, the primary credit card connected to your mobile device must have the appropriate amount. Only after this the bank issues permission to conduct a transaction from a mobile phone with a Megafon SIM card. Confirmation arrives at the cash desk two to three seconds after sending the transfer request.

What to consider when using the service

In addition, we will tell you how to use the service. Enable the NFC module in your smartphone settings. Bring your device to the turnstile and payment will occur automatically.

The purchase of a travel pass is excluded if:

• The phone is completely discharged.
• NFC is turned off.
• There are insufficient funds in the account.

You can manage the service via SMS commands sent to number 3210. Disabling is possible by selecting the appropriate settings in the smartphone itself. You can receive the remaining funds in your mobile ticket account through the Metro hotline. Read about how the GO tariff is useful in another article.

What is a “Mobile ticket”

This is a special application for mobile phone users that allows you to pay for travel without using bank cards or cash. Four major Russian providers provide similar functionality.

Among the main advantages of using the service:

• ease of use (to pay, just bring the device to the terminal);
• fast replenishment (accrual occurs from the mobile balance);
• benefits (lower rates for services than when paying in cash or by card).

Reviews about the service

The Beeline mobile ticket received well-deserved praise in reviews from active users. The service has virtually no drawbacks, which is why it is becoming increasingly popular.

We invite you to read several reviews:

Maria Grazhdankina. I bought a Beeline SIM card with an already built-in electronic travel card function. The cashier politely explained the benefits of using it. I decided to use it and did not regret it. In fact, it's very convenient. You don't need to carry money or a card with you all the time.

Denis Kharchenko. I recently learned about this service from a friend. I decided to use it. I went and changed my SIM card for a new one. I activated the ticket according to the instructions. But it doesn't work. As it turns out, my phone does not support the required technology. There are no complaints about Beeline, my mistake, as I did not study the full terms of use.

Leave your review about the service on our website. Tell us what advantages and disadvantages you saw, share your opinion with other users.

Advantages of the “Mobile ticket”

After activating the Megafon Mobile Ticket service, users receive the following benefits:

1. A special reader debits money from the phone balance. This makes it possible to create a unified system of payment for services and goods.
2. You don't need to get cash or an e-ticket. It is quite small and is often lost, after which it cannot be restored.
3. One-touch payment via a mobile device does not take much time. In this case, it is not necessary to provide a PIN code or password, as well as other security data. Money is written off very quickly.
4. Passenger mobile devices are usually at hand. This allows you to increase the speed of passenger flow in transport.
5. The new operator service Megafon is based on the use of modern hardware and software technologies to protect personal information. This allows you to ensure reliable data protection from fraudsters.

The innovative Megafon option has been in demand among subscribers for many years. They leave only positive reviews on the World Wide Web. Subscription fees are charged according to normal conditions. Withdrawing money from your phone balance is similar to using a regular electronic ticket.

The Troika mobile application was commissioned by a professional studio. Maintains this option, creates database updates, security and functionality. The user-friendly design of the application does not cause difficulties even for inexperienced mobile device users.

Get additional benefits!

The innovative SIM card will also allow you to make payments in shops and cafes with one touch of your smartphone. Just ask an MTS office employee to connect two services at once when replacing a SIM card: “Mobile ticket” and “Mobile wallet”.

Payment is made at the expense of funds paid as an advance for mobile radiotelephone communication services, with the involvement of the money transfer operator MTS Bank PJSC (License of the Central Bank of the Russian Federation No. 2268 dated February 13, 2013). The service is provided jointly with the State Unitary Enterprise “Moscow Metro” , Electronic money operator LLC NPO “MOBI Money” and information technology partner LLC “Breeze Technologies”.

Features of the option

There are some nuances.

The “Mobile Ticket” electronic service option will allow you to make high-speed contactless payment for travel on public transport and the metro, simply by placing a mobile gadget at the turnstile, instead of a regular ticket.

How to use the electronic service? After the subscriber inserts a SIM card with a module that supports into the smartphone, this service should be activated.

It’s easy to activate the option when you connect a new SIM card for the first time; all you need to do is give your consent to use the services. Sequential notifications with activation instructions will be sent from the short number 3210.

You can connect services through the settings menu. Just find the “Mobile ticket” section and confirm activation. If you can’t figure it out on your own, it is recommended to seek help from a consultant at the sales showroom.

It is worth considering that when you connect to services, 150 rubles will be debited from your mobile balance. So, before activating the service for the first time, it is recommended to top up your mobile balance. This amount will be immediately credited to the main account of the “Mobile ticket” option; funds are credited through the “Mobile payment” application. Replenishment does not include commissions.

Since the advent of NFC technology, customers of various operators have shown increasing interest in purchasing smartphones and SIM cards that support this interface. Technology has brought clear advantages to everyday life: fast payments, reliable protection against theft and hacking, and an excellent alternative to travel cards. In addition, the smartphone is always at hand, opening up many perspectives and replacing several bank cards at once.

The method of contactless payment using a phone is already familiar to many. But not everyone is aware that you can pay in the same way in a store if the SIM card supports NFC technology - Near Field Communication. It differs from a regular one in that it contains a chip equipped with a special code.

How to top up Megafon Mobile Ticket

If the Mobile Ticket balance becomes less than 90 rubles, the balance will be automatically restored to 150 rubles. If you don't need automatic charging, turn it off. To do this, you need to send a notification with the word “off” to the service number 3210. To reactivate automatic replenishment, send the word “on” to the same number.

You can top up your balance yourself with any amount. It does not matter whether automatic recharging is activated or not. To manually top up your balance, send the text “payment” and the amount to number 3210. You can top up your account with no more than 3,000 rubles. After each of these operations, you will receive a free SMS from your business phone 3210 to your number, the notification amount will be debited from your phone balance. There is no refueling fee. If the signal level of the Megafon network in the subscriber’s region is sufficient, the money is credited within 5 minutes.

Topping up the balance is possible only from a mobile phone account and only with money, without taking into account bonuses and discounts, gifts. The Mobile Ticket account is valid regardless of the main one.

Tariffs and replenishment methods

Connecting, disconnecting, replenishing a Beeline mobile ticket is absolutely free. The owner of the phone will only pay the fare. Let's take a look at the tariffs in Moscow:

• 36 rubles – the cost of one trip on any type of transport
• 56 rubles – the price of trips on any transport an unlimited number of times, within 1.5 hours.

After connecting, the Beeline mobile ticket service automatically debits 150 rubles from your account. The formation of a negative balance is excluded. If there is less than 10 rubles left on the account after withdrawing funds, the operation is cancelled.

How to top up an electronic travel card? The procedure is carried out automatically. Funds are debited from the main account when the balance in the service account is reduced to 90 rubles. The balance of the phone itself can be topped up in any convenient way: online banking, terminal.

Maybe you need a Children's tariff - its description is at the link.

Answers on questions

Below are answers to frequently asked questions about the Megafon pass:

Where can I pay with a mobile ticket? From a technical point of view, the service is similar to Troika, so Megafon SIM cards can serve as a means of payment in all types of public transport in Moscow. How to activate the NFC module on your smartphone and pay for a trip? To enable near-field technology, you need to go to the “Settings” system, open the “Connections” section and move the NFC toggle switch to the active position. To pay, simply bring your phone close to the validator - the distance between devices should not exceed 10 cm. Is it possible to top up your pass balance at metro stations? The only way to top up your personal account is to send an SMS command to your service number. Why might the travel card not work? The service will not work if the NFC module is disabled and the user has a negative balance in the pass system. If there is enough money in your personal account and the phone is configured correctly, but the Mobile ticket still does not work, you need to call the short number 3210 and find out the cause of the problem from a call center employee. ? The subscription balance is not tied to the status of the subscriber's number: if there is a sufficient amount of funds in the MB system, the user will be able to pay for calls even from a blocked SIM card.

You can get more detailed information about the rules for providing the service by calling the technical support service at 0500.

The service provided by the operator is a convenient way to pay for a trip on the capital’s transport. Since there is no subscription fee for the Mobile Ticket, activation of the service is recommended for all subscribers of the Moscow branch of Megafon.

Tariff conditions

The offer is valid only for a limited number of tariffs. To receive a discount on communication services, the client must pay a one-time fee for 12 or 6 months in advance. The cost of an annual subscription for a tariff plan (TP):

• “My Conversation” - RUB 1,791;
• “My Tele2” - 1,916 rubles;
• “My online” - RUB 3,591;
• “My online plus” - 4,794 rubles.

The price may differ for different regions, but the percentage of the total cost of TP is the same for all. Annual Pass is only available for the offers listed.

Connecting an annual subscription

Tele2 is doing everything possible to ensure that customers can comfortably communicate with friends and family at competitive rates for mobile communications. To connect to the service, follow these steps:

If you are already using a tariff plan that takes part in the promotion, then dial the code *116*2018# on your phone keypad and press the “Call” button. You can check the status of your application through the subscriber service or in your personal account.

Tariff features

Tariffing is carried out according to the terms of the tariff plan. To connect, the client must make an advance payment for 6 months. The rest will be added to your account automatically as a gift. Peculiarities:

1. Unused minutes, Internet traffic and SMS on the main tariff plan are transferred to the following months.
2. Payment is debited from the account once. After this, it will not be charged for the paid period.
3. When changing the TP, the service is automatically disabled, and the subscription fee for the new offer is paid separately in full.
4. If the subscription fee for the current month has not been charged, it will be added to the basic cost of the “Annual Subscription”.
5. For exceeding the monthly limit, other tariff conditions apply (cost of calls, messages, traffic), so additional funds may be debited from the account.

By paying for a tariff plan in advance for a year, you do not receive the entire package of SMS, minutes and megabytes. They are credited every month. Keep track of their balance so as not to exceed the limit.

• 
  External NFC module for smartphone

Comparison of offers

Depending on the current tariff plan, the number of months free and the size of the discount will differ. The nuances are given in the comparative table:

It is most profitable to buy an annual subscription for those clients who have connected the My Online Plus tariff plan. If the main package cannot be used up, the remaining traffic is transferred to the next billing period. Take this into account when choosing a TP.

With Tele2, paying for a year of mobile communications in advance is not only convenient, but also profitable. You can take advantage of the offer through your personal account, smartphone application or USSD command. After this, the required amount will be debited from the account.

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Summary

If everything works as expected, then that's good, it's for the people, not the technology itself, to the delight of some enthusiasts. If you didn't have to manually log in to the charging terminal every time, that would be very good.

Sources

• https://fizmir.org/kak-rabotayut-sim-kartochki-s-nfc-obzor-takix-ot-mts-tele2-bilajn-i-drugix/
• https://tarify-megafon.ru/uslugi/sim-karta-s-nfc-megafon-harakteristiki-oblast-primeneniya
• https://troikarta.ru/vidy/mobilnyi-bilet/
• https://tarifam.ru/mobilnyj-bilet-megafon/
• https://telephongid.ru/megafon/usluga-mobilnyj-bilet-megafon.html
• https://megafonru.ru/uslugi/chto-takoe-mobilnyy-bilet-megafon
• https://nfcoplata.ru/mobilnyiy-bilet/
• https://nfc-payment.ru/ustroystva/sim-karty/sim-karta-s-nfc-ot-tele2/
• https://boutique-phone.ru/tele2/nfc-sim-karta-megafon.html

Description of MTS

Before connecting an MTS Mobile ticket, it is important to understand the features and functions of the service. With its help, you can pay for travel in all types of transport using a smartphone. All you need to do is touch a special NFC device. At the moment, the service is available only in Moscow, but in the future it is planned to cover other large cities of the Russian Federation.

MTS contactless payment works using NFC technology. Transaction data is transmitted wirelessly between devices located at a distance of about 40 mm. Bank cards also work using the same technology, so understanding the new function will not be difficult.

Pros:

1. There is no need to stand in line to buy a ticket, because you always have an MTS mobile travel card with contactless payment on hand.
2. There is no need for cash or even carrying a wallet with you.
3. The fare is minimal, and there is no need to spend money on commissions.
4. Topping up your smartphone balance occurs automatically.
5. The service works even when the smartphone is turned off or discharged.

It is not surprising that MTS contactless payments have become widespread and are in great demand among Moscow residents. It remains to be seen how it works.